On Sunday,
August 23, 2026, Living Waters embarked upon a twelve-month debt reduction
campaign.
In our 2019 capital campaign for the building and parking lot extension, called “A Living Hope for All,” we supported our vision of Living Waters Lutheran Church as a place of welcome and grace for all of God’s beloved children.
Through that campaign, we consolidated all building debt into a single mortgage that included finances for the expanded building and parking lot and that has a rate adjustment coming in November, 2027. Since the mortgage consolidation, we have had an ongoing debt reduction effort that has already reduced our time to maturity by 3.5 years and has saved us approximately $100,000 in interest expense.
In partnership with our Synod through its Congregational Debt Reduction Fund, we have faith that we can meaningfully reduce our mortgage debt much further to move forward the day when we will devote more of our financial gifts to God’s Work and to proclaiming “A Living Hope for All."
New Jersey Synod
Congregational Debt Reduction Campaign
Our Synod is providing a one-time opportunity for a matching capital grant program which may provide matching funds up to $2 for every $1 raised by a congregation for debt reduction. Capital amounts will be matched after the congregation’s raised funds are paid to the mortgage lender and proof of such payment is submitted to the Matching Grant Committee.
Benefits
●
Every dollar
raised and matched reduces our debt to provide for our long-term sustainability
by shortening the mortgage period and possibly reducing our monthly payment.
●
The sooner
we reduce our debt, the sooner the funds that currently go to our mortgage can
go towards our ministries.
● It is a declaration of our faith in the future of Living Waters.
How can you help?
You can commit to supporting “A Living Hope for All” spiritually and/or financially. All prayers and gifts, no matter the size, are blessings and make a difference as we look to the future of our ministry.
Please complete and return a commitment card (found at the bottom of this page) by Intention Sunday, September 20, 2026. A fillable card is also available that you can complete by computer and email to tlwelsh49@gmail.com. All pledges are kept confidential.
● Pledge period: August 23 to September 20 (ALHFA Intention Sunday).
● Giving period: now through August 23, 2027
You can give weekly, monthly, as frequently as you like, or with a one-time gift. And we will always accept prayers of support.
We are grateful to God and to the
congregation for the generosity already shown. The support for “A Living Hope
for All" is already over halfway to our goal.
Please watch and listen for more
discussion on this opportunity.
The debt reduction campaign team members
are:
Chris Wagner, Co-Chair, Kathy Wagner,
Co-Chair, Terry Welsh, Kari Rudgers, Mary Riccardi, Chris Kurpiewski, Pat
Johnston & Sonia Delgado
If you have questions, please reach out
to the campaign Co-Chairs at katherinewtx@comcast.net.
In Christ:
The Debt Reduction Campaign Team
Pledge Commitment Cards:
- The LWLC Interactive Commitment Card (preferable)
- Click on the fillable pledge card below
- Fill out the appropriate information; recurring or one-time gift, options and name
- Once completed, right mouse and SAVE AS (your last name)
- Finally, email saved file to the Finance Team
- The LWLC Manual Commitment Card is simply a card that you can download, print out, and complete with pen. Please fold and place in the offering plate on Commitment Sunday.
